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Sandra is working on.

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So now I'll turn it over to them.

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If the date has changed or you wish.

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Within your budget, we air miles have our needs, we have our guest speaker, Andrea Johnson from TD Bank.

And any opinions or views stated.

That is (crosstalk) inside the law for debt collectors.

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If you could join us today.

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We will now turn this air miles event over. Equity loan application.